Our Team

CIMA Financial Regulation Consultants, LLC is led by Carlos González-Stawinski. Carlos is an Attorney with a Masters of Laws (LLM) in Financial Services Law from Kent College of Law and with over 20 years of experience in financial services laws and regulations. Carlos started his career as a Legal Counsel for the Puerto Rico Office of the Commissioner of Financial Institutions where led enforcement cases against registered representatives and broker/dealers as well as developed securities and capital markets regulation for the Commonwealth.

Since then, he has occupied Senior leadership positions in leading global financial institutions where he has been instrumental in promoting a safe and sound business environment that has enabled growth.

Throughout his career, Carlos has occupied leadership positions at both regional and international financial institutions:

• Chief Compliance Office – Popular Securities, Inc.
• Chief Compliance Officer – Citi International Financial Services, LLC
• Head of Investments Supervision - Citi International Personal Bank
• Head of Investment Supervision for the Americas – The Citi Private Bank
• Member of the Citi Fiduciary Committee (Investment Advisory)
• Board Member Citi Private Advisors (brokerage and investment advisor)
• Member of the Citi Global Markets, Inc. Regulations Committee
• Member of the Citi International Personal Bank Product Committee
• Chair of the Citi International Personal Bank Offshore Wealth Services Committee

HEAD OF CIMA STRATEGIC SOLUTIONS

Daniel has been a financial services executive and leader for the last 25 years with senior roles at top US and international firms.

He started his career in 1995, and worked in the operations departments of Dean Witter Reynolds, Santander Securities and Doral Securities in Puerto Rico. In 1999, he moved to Miami and Joined Morgan Stanley Dean Witter as an International Financial Advisor.

His career in management started in 2002, with UBS International where he was the Sales Manager for the Downtown Miami International Branch. In 2005, he moved back to Puerto Rico to lead sales for Popular Securities. In 2006, he was hired by Citigroup where he served in various leadership roles across sales, products and business management in both the Personal Bank and Private Bank in New York City. In 2018, Daniel joined Insigneo Financial Services as a partner and CEO and grew the business into a $12bn AUM organization. Daniel left Insigneo in 2021, and joined CSS at the end of his Garden Leave.

Daniel co-founded the Surf, Heal and Play Foundation which does probono pediatric medicine and dental work in the region of El Cuco, El Salvador.

Sandra is a seasoned attorney with over 10 years of experience in labor law litigation and employee relations. Sandra started her career as an Associate Attorney at several law firms in Puerto Rico. She later became a Special Legal Assistant to the Administrator of the Puerto Rico State Insurance Fund where she advised on legal matters relating to workers compensation, health insurances and labor disputes.

In 2015, Sandra obtained her Certificate of Special Needs Advocacy from the William and Marry College of Law to help parents of special needs children in advocating their children’s rights within the public education system. Currently, Sandra is a Consultant with CIMA FRC where she is responsible for performing due diligence on behalf of our clients and for assisting during client reviews and tests.

Sandra obtained her Law Degree from the Pontifical Catholic University School of Law in Ponce, PR (CUM LAUDE), where she was member of the Law Review. In addition, Sandra obtained her bachelor’s in business administration from the University of Puerto Rico - Mayaguez Campus with honors (MAGNA CUM LAUDE). She has also been named to the US National Dean Lists.

In addition to her work at CIMA FRC, Sandra volunteers her time to being an Advocate for parents with Special Needs Children. During her spare time, Sandra enjoys spending time with her family, reading and Tennis.

Mike is an experienced compliance and supervision officer with 10 years of experience in the investment industry. Mike began his education in accounting and information systems in his hometown at the City University of New York and relocated to South Florida to earn an M.B.A. concentrated in Finance and Investments from the Wayne Huizenga School of Business at Nova Southeastern University. Mike has held several positions in the investment finance industry at various Broker Dealers, Registered Investment Advisors, Banks, and even a Commodity Futures Trading firm.

Currently, Mike is a Consultant with CIMA FRC where his responsibilities range from advisor supervision on behalf of our clients to consulting on policy evaluation, formation, and control testing. For recreation, Mike enjoys playing poker, traveling, and anything that involves the ocean.

Alejandro has over 25 years of experience in the Wealth Management Industry, of which 22 have been in the International Sector. He has been responsible for the regulatory oversite of franchise offices in Brasil, Chile, Colombia, Peru and Uruguay, has serve as Compliance Registered Option Principal and has performed support roles for internal branch examinations and FINRA audits for International Financial institutions such as Citbank. Alejandro served as Business lead of the following key projects :

• Migration to new Clearing Agent/Platform
• Migration to new e-mail monitoring system
• Foreign Associate Onboarding and Certification Program.

Alejandro obtained his Bachelor’s degree in Accounting with a Minor in Finance from the University of Florida and a Masters Degree in Marketing from the University of Phoenix. Alejandro is fully fluent in three languages: Spanish, English, and Portuguese.

With a robust background in compliance and supervision, Jessica Kaufman brings over six years of experience in the investment industry to CIMA FRC. Her expertise is demonstrated through meticulous email surveillance, comprehensive Annual Compliance Reviews, and adept management of client files to ensure regulatory compliance. Jessica's proficiency extends to the thorough review of advisory accounts, ensuring suitability and regulatory adherence. Her educational foundation in International Business and Trade and her bilingual fluency in Spanish and English position her as a dynamic and versatile asset to the team. Jessica's commitment to excellence is evident through her rigorous approach to maintaining industry standards and proactive engagement in ongoing professional development.

Beyond her professional life, Jessica finds joy and balance in her personal life. She is a devoted wife and mother of two boys, Cameron and Logan, and shares her home with three beloved dogs. Her passion for fitness and baking is a testament to her well-rounded character, embodying a blend of discipline, creativity, and nurturing care, which she undoubtedly brings to her professional and familial endeavors.

Marisel’s professional journey is impressive and multifaceted. With 18 years of experience, she has honed her skills in administrative planning, employee management, and operations oversight.

She began her career as an Administrator, at the University of Florida. She later became the Operations Manager of the Southwestern Educational Society School, a well-recognized College Prep-School in Puerto Rico. Her contribution enhanced the institution’s operational efficiency. She currently holds the role of Compliance Analyst, at CIMA Financial Regulation Consultants. Her responsibilities include, overseeing accounts opening, conducting investigations, and ensuring client due diligence.

Beyond her professional endeavors, Marisel has made a positive impact as part of the Board of Directors at “Centro Espibi.” This center caters to children with special needs, emphasizing her commitment to community service and leadership.

Marisel holds a Master’s Degree in Human Resources Management from the University of North Florida. This specialized knowledge equips her to handle HR-related challenges effectively. She also earned a Bachelor’s Degree in Business Administration with a concentration in Marketing. This foundation contributes to her strategic thinking and problem-solving abilities.

Outside of work, Marisel enjoys an active lifestyle. She’s passionate about fitness training, beach outings, hiking and pending quality time with her family.